Raising Your Dispute Write-Off Threshold? Watch This First
October 23, 2026
He said that he never went to the wine tasting. The merchant had a photo of him holding a glass. That’s a real dispute,
Solutions
FusionLRS
Legacy Data Conversion Services for Banks and Credit Unions
Partner with the experts who invented data conversion for financial institutions.
FusionLRS legacy data conversion services give your institution secure, cost-effective options for preserving and accessing historical data. From initial discovery to implementation, our specialists work alongside your team and learn your systems, your data and your needs before a single file moves.
Core conversions, mergers and acquisitions are among the most complex undertakings a financial institution faces. Managing legacy data is a big part of the challenge: Historical records get stranded in legacy systems that cost tens of thousands of dollars to maintain. Core vendors charge up to $250,000 for traditional data conversion. Examiners expect instant access to records that may be decades old.
Our FusionLRS services were designed for this critical moment, with flexible options to fit your timeline, budget, systems and needs.
FIntegrate results
100+
years of combined fintech experience
5000+
conversions by our team
600+
image and data systems converted
50-70%
cost savings vs. traditional vendors
300+
conversions completed in a single year
Take Control of Your Conversion
Choose the Approach That’s Right for You
Every institution’s data situation is different. FusionLRS lets you choose the approach that fits your business reality with three flexible delivery options: full conversion, browser-based access or hybrid.
Cut the Cost of Conversion
FusionLRS delivers superior access and compliance protection at 50-70% less than traditional conversion vendors, without sacrificing quality or thoroughness.
Bank of the Orient avoided its prior vendor’s retention and legacy conversion fees by archiving in FusionLRS.
Access Everything When You Need It
Whether your data lives in a new system or a FusionLRS browser archive, your team can retrieve historical records from anywhere, with speed and searchability legacy systems can’t match.
FirstOak staff sign in through single sign-on, and the bank needed zero days of training.
Stay Examiner-Ready
Encrypted storage, auditable access logs and role-based security ensure your records meet FDIC, OCC and NCUA mandates, so when examiners ask, you’re ready.
FirstOak restricted employee account records to approved staff with a separate access login.
The Best Team in the Industry
FIntegrate’s team invented data conversion for financial institutions and has completed more than 5,000 conversions over the last 25 years.
Tailored to the Way You Work
No two conversions are alike. Our specialists partner with you to configure FusionLRS around your data environment, compliance requirements and access needs. And when implementation is done, we stay engaged to make sure everything works the way it should.
When FirstOak added accounts payable files at the last minute, our team loaded those too.
Featured Case Study
"Far Superior to the Big Core Provider’s Products"
When American National Bank needed to preserve complex legacy data through a core conversion, they chose FIntegrate over a major core provider. Our specialists’ expertise and personalized service got them superior results at a fraction of the cost.
Don’t Let Legacy Data Sabotage Your Conversion
Financial institutions are paying thousands and taking on unnecessary risk just to convert historical data.
This guide shows you how to take control of your conversion and choose the most cost-effective approach for your data.
Converting to DCI or FIS? FirstOak and American National converted to DCI, and Bank of the Orient converted to FIS. All three kept their legacy data in FusionLRS.
Hear from Our Clients
FAQ
No, FusionLRS offers three flexible approaches (full conversion, browser-based access and hybrid) so you can choose the option that fits your timeline, budget and how your institution actually uses historical data.
FIntegrate has converted data from more than 600 image and data systems, including Fiserv, FIS, Jack Henry, Finastra, CSI, Synergy, OnBase, Nautilus and many more.
Timelines vary depending on approach and data complexity. A browser-based implementation can move quickly, while a full conversion typically requires more lead time for discovery, mapping and validation. FIntegrate recommends engaging early to ensure the process aligns with your timeline.
It depends on data volume and how much lead time you give us. Bank of the Orient loaded more than a terabyte over a single weekend. FirstOak Bank had its data loaded in about three weeks and its final month of gap data within days of go-live. American National Bank started nine months before its conversion, and the hands-on work took about 90 days.
FusionLRS typically delivers 50-70% cost savings compared to traditional vendor-led conversions, which average between $40,000 and $250,000. Maintaining legacy systems can cost an additional $10,000 to $100,000 per year, a cost which FusionLRS eliminates entirely.
Yes, FusionLRS uses encrypted storage, auditable access logs and role-based security controls to ensure your historical records are protected and accessible only to authorized users.
FIntegrate’s U.S.-based team stays engaged throughout the implementation process and beyond, from initial discovery through implementation and long-term access. We’re available for training, troubleshooting and any evolving data access needs your institution may have.
Take the Complexity Out of Your Conversion
News & Resources
Bah Humbug: How Banks and Credit Unions Can Prepare for the Holiday Dispute Surge
October 17, 2026
Holiday disputes don’t peak in December. They peak in January and February, when customers and members open their statements and find charges they don’t recognize, orders that never arrived, and returns the merchant never credited. Banks and credit unions that want to handle the holiday dispute surge without overtime or missed Reg E deadlines should put two things in place before the new year…
FIntegrate Technology Launches Chargeback Intercept™ to Stop Card Disputes Before A Chargeback Is Ever Filed
October 6, 2026
FIntegrate Technology announced Chargeback Intercept™, a new FusionDMS capability that lets banks and credit unions resolve eligible card disputes with a merchant credit before a chargeback is filed.
How The Farmers State Bank and Trust Company Modernized Reg E Dispute Management with FIntegrate’s FusionDMS Platform
October 5, 2026
An Illinois community bank facing a hard sunset deadline finds a partner willing to build around the workflows its team had spent years refining.
FIntegrate Technology Is Named One Of Best Companies to Work For In Alabama For 2026
September 24, 2026
Excited to share that FIntegrate Technology has been recognized as one of Alabama’s Best Companies to Work For in 2026! This award validates what our clients already know: our team’s expertise and engagement directly translate to better outcomes for their institutions.
Independent Bankers Association of Texas Selects FIntegrate Technology as Newest IBATx Solution Provider
September 22, 2026
Partnership Brings Industry-Leading Dispute Management, Automation and Data Conversion Solutions to Texas Community Banks
How can we help?
Whether you’re ready for a demo or just exploring your options, we’d love to hear from you. A member of our team will be in touch within one business day.
Why banks and credit unions work with FIntegrate
Our leadership has built four companies that banks and credit unions rely on every day. Tell us what you’re working on.
Disputes (FusionDMS): Automated Reg E deadline tracking with alerts, a complete audit trail, and Chargeback Intercept, which resolves eligible card disputes before they become chargebacks.
Collections and recovery (FusionCRS): Automated collections and recovery workflows with a full view of every customer and member relationship.
Legacy data (FusionLRS): Access your legacy data without paying legacy conversion prices, from a team with more than 5,000 conversions behind it.
- 100% U.S.-based support team
- Structured onboarding
- Proactive engagement
- Audit-ready documentation